1. If you have decent income in US through various investments make sure that return from thosr deposit is regularly deposited in your US bank account and take debit card with you. you can use US debit card to withdraw money in Nepal in Nepali Rs

2. If you are going to live with your family in Nepal, it seems you have place to live. or may be you want to construct your own modern place

3. If you want to construct new house , outskirts of cities outside ring road area including land it costs around 20,0000.00 but that house will be able to generate some money for you.

4. if you go bit farther it will be even cheaper.

5. These days internet /tv/telephone available almost everywhere so regarding communication it should be no problem

6.If you need to visit doctor regularly make sure that your living place is within 5-7 km from hospital. good clinics are available in many places.

7.As someone said earlier taking money to Nepal and depositing it in a bank is a bad idea for the time being, even 1% interest rate in US is better than 10% in Nepal because of inflation.

8. But if you are buying property it is a good idea property appreciates more in Nepal compared to US surpassing inflation issues.

9. If you can show your regular income source (verified paper work, all legal) to a Nepali bank you are eligible to open a bank dollar account where you can deposit dollar they will give a debit card which can be used to withdraw Nepali Rs in Nepal and dollar in US,

10 From your bank account in US you can transfer funds ($) to that account.

11. Taking back money to US. Individually- it is very difficult but you establish a company in US and take money to Nepal in the name of the company and invest there , you are allowed to take profit out. You need to dig more in this regard.

12. I do not know what type of life style you have but when I visit Nepal stay in Hotels or bed and breakfast. A decent bed and breakfast will charge you 2000 Rs per day ( free WiFi ,24 hrs hot water and no load shedding) and a decent breakfast. Usually they provide me tea/Omelet/bread/one fruit/hash-brown everyday.

13. When you have your own place to live with you need a max of 1000$/month.

14. Owning car is useless in ktm and probably in others part of Nepal too. When I go there I use taxi/motorbike. you need to have contact with 3/4 with local taxi drivers so they will be available all the time you need. During mid day or Saturdays you can use public transport, less congestion.

15 Once you start to live there you will be used to it and your cost of living will go down

16. A nice fully furnished apartment will cost you around 75000 rs /month. Yes you need 25000$/yr if you are renting such apartment but that is a bad idea. for longer term you either live with your family in Nepal or have your own place. That property will appreciate in value in due course of time and say if you want to return to US after 10 yrs. selling that property will give you a good return.

Last edited: 19-Dec-16 07:30 AM