Has anyone heard about PFA Life Insurance? There are some Nepalese where I live. They've been insisting on buying the policy with all these too-good-to-be-true benefits. The benefits are such that it beats any other life insurance I have done a comparison with, by a long way.

I'm not sure if what they are selling is a genuine product or if they are trying to get rich overnight. As I know the brokers (since a 'broker' is considered a bit more offensive in Nepali, let me call them 'agents') get up to 100% of what we pay as premium for the 1st year. So, if I get a policy of say $500 per month, that agent gets $6,000 in one year (just for the 1st year though) from me. I believe this is the biggest motive they have hence, they are very persuasive in selling their products.

Aru kohi saathi laai kehi jaankari chha bhane, please share garnu hola hai ta daju-bhai, didi-bahini haru.


Jai Nepal!!