Hi Jangali Manab,
 Thanks for yr input. I dont think 10000 is very large sum as yo claimed. You might be being sarcasting on it!
 Last time i took 12000 cash to Nepal and got no problem but this time as time of landing is pretty late i am somewhat not comfortable.
 
 As you  said  i was pretty much councious of money when i trvelled last time and for sure it is not good idea to take cash.

 One problem i am somewhat confused is to wire money on my own account. Do they give current exchange on wire transefer or they are same as westen union which lowers exchange rate quite a bit.

 Now, about the current rate, i am not sure whether it will lower or increaee. Some frineds sent money when it was 94 and now regreating it. As i am reading indian economy not going to recover soon so rupee may further depreciate.

 Now trusting relative or not is different things. I really dont want my relatives know how much money i earn and have. My relations with my relatives have gone out of roof since i came to USA and i actually enjoy it.