And by the way if one really wants to land up with a job in bank or run an INGO, does he/she even need to come here for a degree? There are plenty of colleges in  Nepal where one can degrees  related to those fields. Or is it just to get a label of being a "PATRIOTIC RETURNEE"?

And life should not be only compared to driving a nice car and having a comfortable house. One should also see are you really doing what you are supposed to be doing or doing things just because one has to do it. So just follow your heart and forget the rest.