Bigrekhoketo, I don't really understand why you keep insisting that Texas has "World Class Universities". Its not like Texas is the hub for Education system. There are quite a few "World Class Universities" in Minnesota,too but to get into those Universities, you need to have a solid GPA, great SAT scores, recommendations etc. So why'd you worry about 'affordability' if you can get into those Universities? I mean, you could go to UCLA, UC-San Diego, UC - Berkeley, Cal Tech, Stanford in California,too. 

I get the gist of what you're saying, though but personally, I really think that if you're an average Nepali student, Minnesota is the best. And by no means I was generalizing when I talked about people working 50-70 hrs. I have at least 30-50 friends who go to schools or live in Texas (who doesn't anyway?) and based on what I've heard, most people work hard, party hard for 2 years and if they managed to maintain a decent GPA, they get to go to UTA under in-state tuition. That's not a bad choice either but then there are plenty who've dropped out of colleges or are still "in process" of transferring to a 4-year college, despite having spent 4 years in community colleges. 

Whether you wanna wear jackets in snowy winter or wear shorts and turn the ac on all summer long is your choice, though. 

@Violet. NYC is one hell of a city. Dare I say its my type of city? I've managed to spend a week in NYC and loved it to bits but I wouldn't wanna live there, ever.