ebob, that kind of feelings never developed in my mind. 'thug' ra 'chor' manasikta bhako manchey baahek aru ley testo sochna sakcha jasto malai laagdaina. 
Paisa liye pachi , tirnu parcha bhanney huncha ni. Teso garenau bhaney, timlai pachi samma polcha babu. Your karma returns to you thats for sure. Aafno aama lai paap ko bhaagidaar nabanau. Tagat bhaye samma liyeko rin tirchu bhanney po sochnu parcha, tyo po ho marda ko shaan, .. tirdinna bhanney ta ali suhayena. 

And, what happens if they find out: 
- I've seen many americans not paying their CC bill and what happens is they live in subnormal life style
  1. they can't apply for loan anywhere
  2. they can't get another CC
  3. they can't have bank account
  4. their life will thereafter run only on cash
  5. they can't buy new car, they can't easily get rental
  6. their social security is blacklisted forever and then can't never retain it back for any financial ventures
That means they are screwed up for their whole life. 
And, if they find out it's about you, you'll be screwed even more. You don't wanna risk anything, do you?