Example, my insurance without tickets per month 81. My insurance with few tickets 157 per month. Almost double. Don't make the mistake that I did by paying fines and not going to court. And you have an accident, that will skyrocket your premium. So, before you go before judge, take some professional driving classes and also driver safety class(also called defensive driving), I am 99% sure, he will dismiss your ticket. No lawyers required. A bit of hassle but saves you thousands in insurance costs.