Canada is not expecting you to 'BRING' your life's saving when you land in canada. You do not have to liquidate your money to show proof of fund during landing.

In fact canadian immigration websites say that if indeed you bring more than $10000 in cash or draft you should 'declare' it. Not that you are required to bring amount in access of $10000. So 'Jhatka' is wrong in saying that your funds should be in liquidated form.

However, you do need to show reliable statements showing your funds if asked.