Wow... that's too much to ask ek@l. PhD candidates in US are almost 98% funded via one or other form of  grants. On top of that you even get stipend to make sure u are financially relieved and focus only on ur academic. With expired GMAT, I would strongly recomend u pick a program in Econ or Mgmt [focus] in variety of schools and present ur case to the committee. In other words interview to get into program. Depends where you are but if you are good with numbers and is into analysis, Emory Univ in Atlanta got some good program, Goizueta Business School.... GoodLuck with all. Getting into Univ u want, bringing in spouse and maintaining status.

Happy July 4th....