Posted by: tunatuna September 8, 2021
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Max out 410K for both..I think it is $19500..
Check Vanguard and talk to rep..
Brokerage account have some advantages over IRA if you have max out 401K..
You can invest money using brokerage account( dollar cost average ) every month .There are few good low expense ratio vanguard ETFs like VOO,VUG,VTI etc.. QQQ is good as well..
Take some risk on 401k diversification(stock % > Bond %) if you are below 35.. The avg return of S&P 500 over 90 years is around 10%..
Check Vanguard and talk to rep..
Brokerage account have some advantages over IRA if you have max out 401K..
You can invest money using brokerage account( dollar cost average ) every month .There are few good low expense ratio vanguard ETFs like VOO,VUG,VTI etc.. QQQ is good as well..
Take some risk on 401k diversification(stock % > Bond %) if you are below 35.. The avg return of S&P 500 over 90 years is around 10%..