[Show all top banners]

Racheeta
Replies to this thread:

More by Racheeta
What people are reading
Subscribers
Subscribers
[Total Subscribers 2]

Shyam Sundar Swonepa

poozaree
:: Subscribe
Back to: Kurakani General Refresh page to view new replies
 Which Bank's Checking Account is good for us ??
[VIEWED 6024 TIMES]
SAVE! for ease of future access.
Posted on 11-02-12 6:56 PM     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

 Guys, 
Which Checking account is best for us in USA ? (best in terms of fees/online banking/transfer etc).
Please share pros and cons of the account.

Thank you

 
Posted on 11-02-12 7:38 PM     [Snapshot: 53]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Local community banks usually have no fee checking accounts
 
Posted on 11-02-12 8:15 PM     [Snapshot: 88]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

 Racheeta nani:
2 most have Bank Accounts when you are in US

(1) Bank of America--It's one of the largest bank, very nice and safe online banking. Most Nepalese have BofA so transfering funds between two of your friends would be lot easier (to pay rent or to pay for your goat meat share !)

(2) Wells Fargo--Another well known bank in US....Most folks also have Wells Fargo. Incase they didn't have BofA, transferring funds between wells fargo customer is also Free.

Good Luck

 
Posted on 11-03-12 7:16 AM     [Snapshot: 310]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Hello US Returnee,
You suggest 2 banks. But do know they have service fee/charge if u don't have direct deposit.
Most of bank charge monthly service fee.
Thx,
 
Posted on 11-03-12 7:28 AM     [Snapshot: 330]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Yes I understand they have service fees.
You can either have a direct deposit or keep $1500 and you can avoid monthly fees.
But they are some bank accounts which will come handy most of the time !
 
Posted on 11-03-12 7:32 AM     [Snapshot: 328]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

 I have always loved bank of america. they even gave me credit card when no one was willing. it helped to build my credit history.
student checking account is free.
after 5+ years the account will be changed to my access checking and that will also be free if you maintain a balance of 1500 dollars.
 
Posted on 11-03-12 7:39 AM     [Snapshot: 328]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

The quetion is way too vague. What do you mean by "best" checking account? There are different types of checking accounts catering to different needs of different people in each bank. For Eg: I opened my free BOA Checking account 5 years ago and it was free. I used to be a student back then. 5 years on, it's still free. Then I was lured into opening a Chase account as they had a promotion going on. Meeting the requirement of setting up direct deposit of more than 500/paycheck for the first 6 months of opening an account would mean I'd get 200 bucks deposited into my account. I closed the account after 6 months as banking with two separate banks was unnecessary back then. I started banking with Chase again as I had various Credit Cards with them and they also had a promotion going on again, $150 for same terms and conditions. 

So it all depends. Some banks offer free checking accounts. Some don't. More often than not, banks are more lenient towards you when you're a student. Else, most banks will charge you monthly fees. 

 
Posted on 11-03-12 10:12 PM     [Snapshot: 603]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

TD bank  is very good too.  They are located mostly in  northeast i think. They are open on weekends and have free checking acct for students. Min balance requirment is low too.
 
Posted on 11-03-12 10:19 PM     [Snapshot: 611]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 
 
Posted on 11-04-12 12:08 AM     [Snapshot: 678]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Credit Union Bank.
 
Posted on 11-05-12 9:05 AM     [Snapshot: 916]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

I've been using Bank of America for past 8 years..and I've found their online services better than any other banks. I have second bank accout with Wells Fargo though I hardly use it..they have come up with some crappy fees.. will probably close it soon.... I guess Bank of America is the best option... if you could avoid unnecessary fees, etc during sign up... 
 


Please Log in! to be able to reply! If you don't have a login, please register here.

YOU CAN ALSO



IN ORDER TO POST!




Within last 60 days
Recommended Popular Threads Controvertial Threads
डीभी परेन भने खुसि हुनु होस् ! अमेरिकामाधेरै का श्रीमती अर्कैसँग पोइला गएका छन् !
शीर्षक जे पनि हुन सक्छ।
What are your first memories of when Nepal Television Began?
Sajha Poll: नेपालका सबैभन्दा आकर्षक महिला को हुन्?
NRN card pros and cons?
Basnet or Basnyat ??
निगुरो थाहा छ ??
Nas and The Bokas: Coming to a Night Club near you
अमेरिकामा छोरा हराएको सूचना
Breathe in. Breathe out.
nrn citizenship
Top 10 Anti-vaxxers Who Got Owned by COVID
Doctors dying suddenly or unexpectedly since the rollout of COVID-19 vaccines
ढ्याउ गर्दा दसैँको खसी गनाउच
Sajha has turned into MAGATs nest
Send Parcels from USA to Nepal & Worldwide.
Why is every youths leaving Nepal? Why are not youths entering politics and serving the country, starting business etc?
if you are in USA illegally and ask for asylum it is legal
TPS Work Permit/How long your took?
महँगो अण्डाको पिकल्प : कुखुरा र खोर भाडामा लिने
Nas and The Bokas: Coming to a Night Club near you
NOTE: The opinions here represent the opinions of the individual posters, and not of Sajha.com. It is not possible for sajha.com to monitor all the postings, since sajha.com merely seeks to provide a cyber location for discussing ideas and concerns related to Nepal and the Nepalis. Please send an email to admin@sajha.com using a valid email address if you want any posting to be considered for deletion. Your request will be handled on a one to one basis. Sajha.com is a service please don't abuse it. - Thanks.

Sajha.com Privacy Policy

Like us in Facebook!

↑ Back to Top
free counters