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axara
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Posted on 04-26-08 4:32
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Question:
Suppose I have $6000 in bank, monthly earning $4000, monthly outgoing $1800. All other expenses accounted for (life, insurance, etc) I need to make a purchase a camper van with New price $20000, and relatively good (for me) USED price $6000. I can wait a few months to get another $2000 into my bank.At that point, would it be financially wise to buy the camper NEW with $4000 downpayment and remainder on 60mo 6.5apr emi, or simply go for used and pay full $6k upfront and not have to bother about emi's, but my bank will be nil for a while...
any advise?
BTW this is a classroom case study in psychology (interpretations based on one's biases though with mathematical reasoning) that i am preparing for. and i am definitely not a finance person by profession or background. Any help would be appreciated.
Thanks
_x
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Guchha
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Posted on 04-26-08 4:35
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lazy. Go to Liabrary.Put some effort.Punk..
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bisal123
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Posted on 04-26-08 4:59
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I would buy new one and not to worry 6-7 year about breaking down. When it sarts braking down( after 5-6 years), or if you need to replace ie timing belt, water pump, or any big replacements, start looking for another car andtrade old one still get 4-5K for your car. buying a used car is a gamble, it might break down next day. hope it helps.
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