I may sound little crook but I have a question with sajhaites, how to hide an iphone to claim another from insurance? I heard they can track phone via gps..but not sure how they do it. Any idea how can I do it?

 "They' mean who? You mean ATT or third party insurere. ATT can only track the iphone via IMEI number if you activate iphone on ATT once again. Regarding GPS tracking no one but you( with apple ID and "Find my phone' app) can locate the phone provided that phone is on and data is active.

I might be wrong but your contract might get renewed upon the issuance of the replacement phone. Not sure about it though.