[Show all top banners]

Replies to this thread:

More by chatarpatar
What people are reading
:: Subscribe
Back to: Kurakani General Refresh page to view new replies
SAVE! for ease of future access.
Posted on 10-21-20 9:07 AM     Reply [Subscribe]
Login in to Rate this Post:     0       ?    


due to pandemic i lost my job and i wasnt able to pay my credit card bills on time. now i got a letter from them saying it will be sent to collection. if it goes to collection, what happens other than a drop in my credit score? will i be arrested? will collection agency bother me all the time? i heard it will stay in credit report for 7 yrs only? any information will be helpful.

thank you!
Posted on 10-21-20 9:18 AM     [Snapshot: 10]     Reply [Subscribe]
Login in to Rate this Post:     1       ?     Liked by

If you need to stay in US, buy house, rent apartment, need loan and others , don't let it go to collection, you will regret it. Pay minimum payment if you can. Some jobs require some +ve credit score as well.Yes it will stay 7 years. Its a dark blemish.
Posted on 10-21-20 9:22 AM     [Snapshot: 24]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    

TIME to start ghanta on gas station and pay the bill.
Posted on 10-21-20 11:22 AM     [Snapshot: 127]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    

Talk to them and pay minimum. You need credit to do almost everything ( even to get some job).
Posted on 10-21-20 2:58 PM     [Snapshot: 331]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    

You can call the credit card company and request covid assistance to due to loss of work. they will work with you to defer interest and keep payments to minimums.
Posted on 10-21-20 3:26 PM     [Snapshot: 363]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    

Also you did not had to even make minimum payments for 2 months on many CC.. But I have not checked it lately. If possible try not to mess up Credit . This thing will hunt you down the road. But each case is different. Good Luck
Posted on 10-21-20 5:07 PM     [Snapshot: 449]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    

Nasty Nas — that’s Vantage score 😝

833 Vantage score = 672 FICO Score (FICO range from 300 - 850)

FICO = (Vantagescore - 501) * 1.12 + 300

FYI - Ninety five percent of creditors check FICO scores.

To OP — please, mess up (or ditch) your wife/gf but don’t ever mess up your credit. I’ve been there and trust me — it’s worst. Like folks suggested...work it out with your creditors. Give some SOAB story to them but do contact them. In your case, it looks like you’re genuinely in trouble. They are more than willing to help you out. Good Luck!!

Posted on 10-21-20 5:54 PM     [Snapshot: 505]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    

When I forgot to pay my $60 of my final phone bill, it went to collection agents. It blo0dy stayed there in my bad credit for 10 years. Not worth it.

Please Log in! to be able to reply! If you don't have a login, please register here.



Within last 365 days
Recommended Popular Threads Controvertial Threads
What stocks to buy -- Any recommendation
TRUMP 2016!!! Here is why?
हेरेको तिमीलाइ आँखाले हैन।
जोडि त भाग्यले जुराउँछ - हिरोइन स्वेताले यसरि दोश्रो पटक बिहे गर्न लागिन
🙏 दलाल स्ट्रिट 🙏
ॐ श्री स्वस्थानी ब्रत कथा
लौ .. संसद नै बिघठन गरिदिएछन ओलिबाले
Conservative discussions
उस्तै उस्तै हामी
Looking for Potential Match
निर्लज्जताको बाढी आएको छ
Love Letters From The Past--SITARA
हाकिमनी संग- आज सुक्रबार -३
Ushering in new era of communism ...
Rain Rain .. Raut
Fox News: Wear the Damn Mask, it is not political issue but a public health issue.
Photo of the day
Amby Writes:- My Caffeine Indulgence- I
Nas and The Bokas: Coming to a Night Club near you
विद्या तेरो सिन्दूर खोइ, केपी ओली तेरो पोइ ..
TRUMP 2016!!! Here is why?
NOTE: The opinions here represent the opinions of the individual posters, and not of Sajha.com. It is not possible for sajha.com to monitor all the postings, since sajha.com merely seeks to provide a cyber location for discussing ideas and concerns related to Nepal and the Nepalis. Please send an email to admin@sajha.com using a valid email address if you want any posting to be considered for deletion. Your request will be handled on a one to one basis. Sajha.com is a service please don't abuse it. - Thanks.

Sajha.com Privacy Policy

Like us in Facebook!

↑ Back to Top
free counters