regarding new credit card

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I am a student and I want to apply for credit card.... I heard that they may deny my application and if it happens such, then arko pali credit card lina garo huncha reh.... I would like to know which bank gives you credit card easily for students ( who have never taken credit cards before) Your guidance will be highly appreciated.

bibas100

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If you have a bank account with Bank of America, get one from them. They will easily give a credit card to their members. Similar is the case with other banks. So, check with the bank where you have your checking account. If not, try capital one. Don't try American Express as they are pretty tough on it at the beginning. City Bank also does have cards for college students and is worth trying. Of course, it is not a good idea to apply to too many credit cards at the same time. But, try one or two and wait for a while before applying for another if you are declined.

sangfroid

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thanks a lot for the info...but when i contacte BOA, they told me that they charge 29$ for the card in which i have to deposit some amount of money and they consider it as a credit card to build up history... (this card is different from debit card but) but 29$ pheri kaaha tirneh rah...any other option ???

shrestha456

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certainly go for bank of america. they are very easy in giving credit cards.

blue_moon

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These days BOA is very strict giving the credit card. They issue the prepaid credit card in the beginning. Try citi cards. They also have some cash back.