Full time versus Contract
I have been working full time for a while and I think i have reached a plateau in my salary. I see contract jobs at $95 per hour that I could easily get but I am uncertain how it works out. Specially the medical insurance part. Does anyone have any idea how much private medical insurance costs and what other things I should think about before jumping ship?
लामो समय काम गरि सक्नु भएको मानिस केहि लेखा जोखा गर्नु भएकै होला |
स्वास्थ्य बिमा पाइदैन , आफैले किन्नु पर्छ , बिरामी बिदा पाक्छ तर १० दिन भन्दा बढी हुदैन | फेडेरल वा स्टेट बिदा मा कमाइ हुदैन | W-२ को ठाउमा १०९९ पाउनु हुन्छ र Schedule C को प्रयोग गर्नु पर्छ | self-employed tax १५.३ तिर्नु पर्छ तेसपछि फेडेरल ट्याक्स र स्टेट ट्याक्स तिर्नु पर्छ |
Insurance is not cheap. I switched to contract after working ft for a while . I m paying 1400/m for a single person . Can go to around 3000 for a family of 4 for a good coverage .
If u have family probably not worth but if ur single go for it.
That $95/hr is more like $65/hr once you cut all the expenses and taxes.
not to mention you can be cut at anytime.
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