Moving California with gross annual income under 200k
I am considering moving California for time being if not for good . तर समस्या मेरो पारिबारिक आय स्रोतको आयो . म मेरो तिन जना परिवारको एकल आए स्रोत हु.
@laffinbudha
I am in IT just like Kattu bro. $300K is my house hold income.
california is one of those states where quality of life will be awful unless ure making over 500k. there are a ton of nepalis surviving but their quality of life is real bad. 100k is like nothing. private schools can cost from 2k to 6k per month. nannies can cost from 2k to 10k.
a beer and a burger will cost 30. taxes are high. even plumbers make over 100/hr for this reason.
lol ... remembering my own quote " you have to be either ultra poor or ultra rich to live a life you want in Cali, others jus get left behind" happening wid me rt now .
to make 500K a year, my wife has to bring in 200 K/yr which is not happening in a while . i m livin a lavish life in a small town but my career growth has come to an dead end, i need an exit
कट्टु तलाई पेच हानेको हैन तर अर्थ न बर्थ को कुरा लिएर आर आफु स्मार्ट अयाश बन्न न आयीजो क्या।
मुजी कट्टु, ३ लाख कमाउने मुजी ले कहिले ९ हजार को टोयोटा क्याम्री त्यो पनि ३र्द ह्यान्ड किनेर आफै तेल फेरेर चलाउछ? मुजी ताक परे तिवारी, धाक नि अलि पच्ने खाल को लाउनु नि :)
Don't know what part of cali but there are offordabke cities like corona, temecula, murrieta etc..there are people making less than 150 I and still doing ok. Houses ate 600k in those areas.
Hey dhurmus khanal, I dont make half of 300 k for now becasue I work for university but planning to step in industry /Corp job so 300k if not that far . I m a car guy , I do all my car jobs that's my passion n proud camry owner . If I ever hit 300k then we will see what car next I'd buy.
Ehoo2 , unfortunately I have to be around metro area for my job , mortgage will be around 5500 p.m which will be my biweekly pay n have to survive with remaining 5000 . Still under poverty n no saving for couple of years
मुजी तिवारी, अनि ५ लाख बनाउन स्वास्नी ले २ लाख कमाउनु पर्छ के भन्या त मुजी....तेस्को मतलब तैले ३ लाख कमाउछु आहिले भनेको हैन त.. कुरो अलि बुझ्ने गरि लेख्न त मुजी ताक परे तिवारी :)
खनाल जैसी,
"२०० K कमाउनेले नि के २०१० क्यम्री चढेको" भन्ने तिम्रो बचनले मनै च्वास्स भयो, यो त मेरी स्वास्नीले हान्ने dilog हो , के थाग्ने आइमाईले पधेरीमा मार्ने बात जस्तो कमेन्ट लेखेको ? तिम्रो कमेन्टले आजको मेरो दिनै खराब हुने भयो । स्वास्नीकै करकरले हुदाखादाको जब चेन्ज गर्नु परि राख्य छ फेरी अर्को थपियो ।
Lot of my friends have moved to North Carolina, many are planning to move there. I think Texas and North Carolina are very popular right now.
I wouldn't move to California as it's hard to buy decent homes. If you have kids and a family of 4-5 then decent home is a must for long term. California is for short terms and when you're single.
@ 🩳 Tiwari, Just the Salary is not sufficient. Where in California may give some answers though. Its the biggest state after Texas...so think more. One need to nail down the place where he lives or intends to live and if u have kids...u really need to think more. Living near big cities like LA, Sanfransisco and any near beach cities will be expensive regardless of renting or buying. $200k yearly is still a very good for LA or San Diago (not near beach cities)... but Sanfransisco is very expensive...$300k might just be a minimum requirement for a family with kid outside Silicon Valley. Silicon Valley and nearby will need $500k as a minimum.
But if u r single or no kids then yes u can find cheap rent/house in places where schools are not good. Or, if u manage to live in Inland empire (San Bernardino and Riverside County) You can live a very comfortable life with $200k in good school districts. Same thing in Central Valley, $200 k is a lot of money....so don't get discouraged yet.
Now lets talk about quality of life. How do u define it makes a difference. If u want to spend lot of time outside the house but ok to go to beach only few times a year., Inland empire or Central Valley is good option. If u want to stay close to beach then yes u need a lot of money.
Also Central Valley and Inland Empire may not be appealing to u because of lack of greenary and lack of...lets say cool happening places like in LA, Orange County, Bay area...
Now talk about the most famous thing about California, the Sun...Yes the sun. Near beach cities or in the North, sun is your friend. Good all the time. But more u go inland, summer becomes hotter. Yet, unlike midwest or east, even in the days with 100 degrees, mornings and evenings are awesome....Lots of things to say...Been living in CA for more than 12 years. If u ask me its next to Nepal...
@Kattu just realized u said mortgage alone is $5500...and near metro areas... That means you will still survive but saving will be hard. Like someone already said, still an opportunity to accumulate equity over time but saving will be hard. Add 1.5k typical for daycares. Already 85 k a year and that is after tax... Before tax, it will be almost $120k. Add other expenses...
Again my suggestion, stay little farther from big cities to make it comfortable.
I'm moving to temecula, murrieta or to corona cali soon with less than 300k annual income.these crities have excellent schools for kids and are around hour from la and San Diego. Houses are like 6ook. It all depends on what part of cali.
साथीहरुको कुराले त म झन् हतास भए, संफ्रंसिस्कोमा " राम्रै गरि " नट " एकदम राम्रो गरि " बस्न ४००K -500K नै चाहिन हो र ? येत्रो पैसा कहाँ बाट ल्याउनु यार ? ठ्याक्कै भन्दै मेरो ऐलेको जब अफर १७० k को हो , अलि अलि contract negotiation गर्यो भने ५-१० % माथि जान्छ कि भन्ने आशा छ तर ग्यारेन्टी छैन । फेरी यो रेट २ वर्ष लाइ लक् हुन्छ तेस्पछि मात्र मेरो base pay २२० k हुन्छ भेनेर लेखेको छ ।
मेरी स्वास्नीले काम गरि भने पनि ४० ४५ K भन्दा माथि ल्याउने छाँट गाँठ छैन । त्यो पनि ऐले covid को बेला घरै बसी बसी IT (QA BA ) येस्तै ज्याला दारी काम गरेर मात्र हो । WFH सकिए पछि तेती जाबो पैसोको लागि बाल बच्चा भएकी आइमाई लाइ ज्यालादारी काम गर्न आफ्नो घर भन्दा पर पठाउने कुरो पनि भएन ।
आफु थोत्रो गाडी र पुरानो जुत्ता भिरेर हिडे पनि परिवार लाइ बिगत ५ वर्ष देखि ठिकैको जिन्दगि दिएको छु , अब त्यो ठिकैको जिन्दगि बाट तल खस्किन दिनु पनि भएन , ३००० को २ bedroom मा लगेर थन्क्याउनु पनि भएन । समस्या यहाँ निर छ ।
Kattu ji..do u have to commute to job everyday or can you do work from home few days a week? Santa rosa tira affordable cha ...I know lots of ppl making around 200k that area and living happily. Yo thread ma ali badta paranoia cha jasto cha cali ko barayma. 500k lay matra cali ma basna saknay bhaya cali ko population 1 mil matra huntheyo hola not around 40 mil.
Yes , I have a very labour/ lab intensive job so spending 4 days dawn 2 dusk in lab . I dont have luxury wfh job , tks I'm considering santa Roja , have heard there are some decent working class nepali people , for some reason I have to run away from show-off nepali people because I simply cant compete.
I was reading through all posts here. I live in a cheaper state, in the south, where you could buy a nice house for 350-400K. I have done few real estates and I think I grossed around 170K. I don’t give a fuck about showy off Nepali. Btw I drive a 10 years old car that I have bought for 2500. I don’t hang around with Nepalese who have to drive Lexus or live a nice house, but could barely afford their mortgage. I ain’t doing it. Also you need to learn to disassociate with them. There are idiots everywhere
Same here , I live in cheaper side of expensive state . My needs are limited , ride old camry and love to do experiments on it n spend most of my time in labs . But my wife is opposite, she loves being social , recently bought expensive car which is fine as long as she pays . She is amazing but easily gets into show off business . Goal is to keep her away from such nepali peps .
Santa Rosa is not Sanfransisco bro. You should be good there with 200K.
Yea considering santa rosa , napa etc .commute is the only issue as I'm working 4 days but I think I'll be able to make it
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