Leaving US...So how to make most out of it?...moneywise - Sajha Mobile
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Leaving US...So how to make most out of it?...moneywise
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pattur111
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I am planning to leave US soon...I have fair credit score of 700....I am broke right now....so what will be the good options so that I can have some hard cash on me....suggest me where to apply ....i believe i wont get that much credit limit as my other cards are pretty full too....so if you have any ideas in this situations please help me to get most money out of this country....tired of living a hard life on US...
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anagram
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You stated "tired of living a hard life on US". Are you sure to lead a good/peaceful life in Nepal with constant thoughts of collection agencies running behind you? Nepal janu nai cha bhane, take this hardship as a lesson - a window to unbounded opportunities. 

Remember that pressure is what turns a lump of coal into a diamond. 
biwash prawashi
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Nothing but FLAMEBAIT

IGNORE AND THUMBS DOWN ON THE POST!
grgDai
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 क्रेडिट कार्ड कोम्पानीलाइ मात्र किन ठग्ने? पैसा नै बनाउने हो भने नेपाल को प्लेन टिकेट किनेपछि एरपोर्ट जान अगी बैंक एउटा पनि लुटेर मस्ती संग नेपाल पो जाने हो कि 
Oh_Gaathe
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Cash banaaunu cha bhane family plan ma 4 - 5 wota iPhone 5 Linu. Ani tei phone Nepal ma Tanna paisa ma bechnu.

Also laptop installment ma Linu.ani Nepal ma Tanna paisa ma bechne.

:)
helpnep
· Snapshot 625
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Amrika ma dhuri chadna napayara paap ley lana laa ho nepal ! It ll follow u like ur shadow

Pachi nepal ma paap dhuri wata karako sunna chai naparos ! Do not disturb !!!
sajhamitra
· Snapshot 666
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pattur111, You proved that there is no limit of stupidity . You are so pathetic and disgusting that I don't have any words to curse you. Never seen such a looser in my life.
Janawar
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Ask Pawan Kumar Karki, he is an idol of success. Good luck!
alche
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to make the most of it, come to dallas and ill shite on you and do us a favor and dont get into politics in Nepal. We have enough people like you.
instagram
· Snapshot 1238
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Yesto kura ni aayera sajha maa lekhacha pagal mujeee. Yeha (sajha maa) sab khokro adarsabasi haru chan bhanne thaha chaina?
jsp
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 Wow  looking at this thread, it feels like nepal is full of people with ethical values beside pattur. 
sanju.baba
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The boy already has some idea about how to make most off of his credit score.he just wants to know if anyone done better than him...so no need to be all worked up!
MeroNepalRaMaNepali
· Snapshot 1625
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Exactly, I don't understand why people are bashing this guy. He just wanted to get some ideas on how to make the best out of his credit score legally.

If you do not have anything better to say, how about not responding with personal judgemental attacks to this poor fellow who is broke right now and whom you have never met....he could be in this situation despite doing the best to survive in the USA, could be due to his student loans or anything??
Kiddo
· Snapshot 1681
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Sanju and MeroNepal..

Are you guys just naiive or a little slow? Did you understand what this guy is asking for before defending him?

What do these lines mean to you?
"I am broke right now....so what will be the good options so that I can have some hard cash on me"

and "please help me to get most money out of this country.."

You think he is using his credit score to obtain some loan for now and return the money back later?

Now, if you understood what he is asking for and you still think it is right; maybe you should give some advice on how to ace on Ponzi schemes and money laundering schemes.
jethobatho
· Snapshot 1661
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पत्तुर ब्रो नेपालमा आइले गरिखान झन् गारो पो छ त | ल ठिकै छ, नेपालमै परिश्रम गरेर तेतैको बिकाशको लागि केहि योगदान दिन सकिन्छ कि भनेर जान खोज्या भए नि ठिकै थियो , तर यस्तो सजिलो ठाउमा नै गारो भयो भनेर नेपाल भाग्न खोज्या रैछौ ब्रो - उता त भाम गारो पो हुन्छ कि ब्रो लाई? तर यतै ठगेर भाग्ने सोच बनाको रैछौ , नेपाल मा नि आइले तेही चोर , गुण्ड , ठगले हो मोज गरिराख्या, त्यो हिसाब मा चै ब्रो को राम्रै हुन्छ कि
sanju.baba
· Snapshot 1957
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 Weekend is coming up and I got no smartass comment for anyone....

@Kiddo: Have a good weekend bud!
pattur111
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Nobody knows what I am goin through right now....I just need money badly...and I am trying to get it by whatever I have .....I do not want to beg with anyone else ....that is why I am asking suggestions......
I have already understand and seen the unity of Nepalese in the US....they just say one thing just  to become a hero in the public but when the time comes to show his heroness then either we will not find him or he will say something else....thats how the Nepalese in US...sabai jana k k na hero paltera boli rachan......jaba aafulai parcha ani thaha huncha.....sadhai ekkai hudaina....dukha bhaneko sabailai parcha...malai pani man lagera garna lageko hoina..paristhiti haru nai tyestai cha...kasaile bujhdaina.....america ma aaye pachi nana thari ko tension haru huncha....money, status, etc etc.....so hero paltera aarulai bolnu bhanda baru chup lagera basnu...jaslai sujhab dina man cha dinu natra arulai jpt bhannu bhanda agadi sochera lekhnu.....america ma basera ali kati paisa kamayo bhandai ma hero paltinu pardaina....hamile pani nakamako hoina...tara sadhai eutai hudaina life keta ho..bujhi rakha tyo pani .....arka ko desh ma aayera ekdam khatra chu bhanne sochne le baru afno desh ma gayera kehi garera dekhaye hunthyo ni baru.....nepali haru sadhai bolna matra khatra....parda chai kasaile kehi gardaina.....sometimes i hate to be Nepalese....
adventurer
· Snapshot 2232
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 I know how it feels. Let put your emotions aside for now. It is hard and easy at same time if you have plans.

 1.  Find alternate solutions without ruining your one and only asset, CREDIT SCORE

 2. Alternate solution is ask non-profit organization to help your cause. The most generous donor is the most unexpected one. I know there are so many good cause that can make difference. Again, no room for emotions. If you play any music instrument, try it out over the subway. Be practical and safe with drunks. Dont let people judge you but remember, this is your choice, not others. 
Last thing is friends. It does not matter your friends are rich or poor. just learn to trust them.

 3. Try to be happy. I am so amazed by other reactions but you will find more people later on. Remember to believe in yourself, not your emotions. For example, if you are a BA by profession and always hated the work, chances are you will have to work as BA. But again, think twice before making any major decision.

4. If you know you are right, you are always. So don't get afraid or angry. Now you believe in yourself try to be practical. Dont bring expensive gifts or unnecessary money. You are smart enough to maintain 700 credit score with all you difficulties. Life is harder than you thought but try your best. If you tell me where are you leaving for sure, I might have better idea. 

5. Be happy, smile now. 
behoove_me
· Snapshot 2343
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Character is doing the right thing when nobody's looking.  There are too many people who think that the only thing that's right is to get by, and the only thing that's wrong is to get caught.  ~ J.C. Watts
The only thing wrong about this guy is – he got caught….
.....but luckily it was in sajha.
I am big on ethics and morals and integrity and all that good stuffs as well. And if I were to leave for Nepal, I perhaps wouldn’t have done anything like that, but after reading this post, I was forced to think what I would have done if I were in his shoes. So Let’s break it down :
1.       The poster must have had a hard time living in America, which I believe, because we all have our episodes of struggles. While I believe that he should have refrained taking such desperate and unsavory measures we do not know what sort of financial crises he or his family must have been under. It’s not like we were born in the household of Buddha or Gandhi, so bashing this poor guy anonymously in sajha doesn’t sound like a wise thing to do.
 
2.      Let’s go into more detail – if my dad sold all his property to educate me in United States (dumb, I know) and for some unfortunate reason I could not land a job or get my immigration status settled and couldn’t even save a nickel, I would ask myself what would I do? Buy the souvenirs for my family on my visa card, and make minimum payments from Nepal? Seriously?
 
3.      I am not sure about the people who criticized him on this post, but significant percentage of Nepalese who work in Gas station steal money and cigarettes; don’t we think we should start from them instead of harassing this guy?
 
4.      When I was in Florida last year there was this person cursing all Nepalese who stole money in gas station when his dad was locked up in prison for eighteen months because of bribery charges. Do we see the connection here?
 
5.      Stealing is wrong, I would never advocate that, and all of us who have advised against it are right, I completely agree. But quite honestly, the only thing this guy did wrong here is have this foolish audacity to post; only to be criticized by none other than ANONYMOUS us.
 
Again, would never do that, and I’d advise against doing such thing all the time. But quite honestly, if push came to shove, let alone credit card, I would have planned a heist at a local bank if I knew I would never get caught.
 
IS HE WRONG? HECK YES.

But....
 
I would have preferred everyone advising him against it instead of clobbering him verbally, but oh well, isn’t anonymity a bliss?
Nepali_American
· Snapshot 2401
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I have not read through the thread so if I am beating the same drum, I apologize.

It all boils down to this: the original poster is thinking about doing something wrong which will turn into being illegal down the road.  

We should advise him not to do it.  

It would be immoral and unethical to do otherwise.

There was a time when we sincerely believed that Nepalis are the "sojho" people of earth.  One Indian can dupe ten Nepalis, some would say, not as an insult to self but as a complement to our integrity.  This, it seems, is no longer the case.
rethink
· Snapshot 2466
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They say, desperate times call for desperate measures. 

The question is how ethical and moral is your desperate measure? Would everyone in your situation take the same measure?

Seems like most people do not agree with you. 

You are fine to disagree with them by the same token that in a society there are thieves, rapist, murderers who do not have any regrets with what they do. 

At the end of the day, your actions determine what kind of person you are. 
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