Hi all, Do anybobdy have idea if we can use debit card from nepal with visa logo to pay tution college fee up here(US).
northface · Nov 25, 2011 3:23 AM · 23,633 views
If its visa yes but make sure your college accept visa. my college doesnt accept master card.
facebook · Nov 25, 2011 3:32 AM
ya it is visa...and college accept visa card...have anyone done this before?
northface · Nov 25, 2011 4:06 AM
No you cannot brother.
champ · Nov 25, 2011 5:16 AM
Of course you can. Go for it.
shekhar143 · Nov 25, 2011 5:26 AM
ANY MORE THOUGHTS...
northface · Nov 25, 2011 6:33 AM
Visa is worldwide -- no problem ..its upto ur bank in nepal to stop pmt .
charlie1 · Nov 25, 2011 8:58 AM
if your college accept you can do it !
facebook · Nov 25, 2011 9:19 AM
@ facebook: what about Bank in Nepal. Do I have to inform them?
northface · Nov 25, 2011 9:29 AM
Does anyone know how to use a visa debit card that has Nepal's billing address can be used to make a purchase online? Most websites ask you for State and zip code etc. that the card holder from Nepal cannot put in. any thoughts?
chaurey · Nov 25, 2011 9:35 AM
Yes, some bank might block their card if you use out of their area so better to inform them.
facebook · Nov 25, 2011 9:35 AM
1) they might charge upto 5 % international transaction fees. 2) Some visa and mc issued in Nepal could be used in Nepal and India only.....
MN_Nepali · Nov 25, 2011 9:36 AM
In college you can swipe a card so i am saying ok to northface i have know idea about online shopping :)
facebook · Nov 25, 2011 9:37 AM
No, you cannot use those cards issued from Nepal. You will see on the back of the card: " Valid only in Nepal and India" This is because they are not designed for forex exchange. However, Himalayan Bank had introduced some prepaid cards previously which can be used. Make sure which one you have. If it is a normal card that most banks in Nepal use, you cannot use it anywhere expect Nepal and India. Read on the back of the card.
goenkaraj · Nov 25, 2011 10:02 AM
@mn_nepali your second point could be right.... more thoughts wil be very helpful
northface · Nov 25, 2011 10:07 AM
@ goenkarj u r right it does say valid only in Nepali and India. Thanks for all
northface · Nov 25, 2011 10:13 AM
No U cannot do this because its a matter of sending foreign currency (dollars) out of a country. So central bank strictly prohibits this act. I had tried to do this wen I was in NEPAL.
Nepaliko_chhoro · Nov 25, 2011 1:29 PM
Well my point number 1 is also right. For a fact all banks charge some kind of international tyransaction fees. about 2 to 2.5% is charged by Visa and MC and the rest 1% to 3% by the issueing bank. Only capital one (all cards), AE with high membership fees (in 100's) and, chase Premiere (149 first year- waived for the first year)does not have such fees.
MN_Nepali · Nov 25, 2011 1:37 PM
No you cannot. The debit card issued in Nepal works only in Nepal and India. You cannot make any other currency transaction beside NPR and IRS. If you have foreign currency account in Nepal and if your have debit card associated with that account you may use the card internationally but if it is not the case you cannot use it for any foreign currency transaction. Hope this helps
New Baneshwor · Nov 25, 2011 8:36 PM
Thanks all sajha users, It was great information by you all.
northface · Nov 26, 2011 5:59 AM
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