what happen if not pay CC Bill

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 My mum going back Nepal. She is above 55. I am thinking not to pay her credit card bills which is something more than 1000 dollars. Will it be problem for me because she used my address ? Will it be problem if she wants to come back after few years?

ebob · Sep 4, 2011 12:31 PM · 19,916 views

11 Replies

Technically alrite -- morally bad idea

charlie1 · Sep 4, 2011 12:35 PM

Because you are living here, mom is likely to come back and stay with you sometime later. I don't think having the same address hurts you but I think you should pay it. Had it been $10,000 my answer might have been different though! (I'm a poor student working for dhoti-gas)

Janawar · Sep 4, 2011 12:53 PM

They'll give hard time trust me man. The collectors were calling me almost 20 times a day just because this guy had the same address ( actually my former roomate) & they couldn't reach him because he's outta country. I had to explain each of them & even prove that I wasn't the right person! WTF?? the calls apparently didn't stopped so threatened them with a lawsuit for harrrasement. Then finally it stopped! But I suggest you to pay.

casino · Sep 4, 2011 12:55 PM

 Did you co-sign? If yes the answe is clear. If your mom is not coming back dont bother, if someone calls you, ask ther name and id and tell them polietly not to call anymore. In MA consumers are protected againtst these calls. Once you tell them not to call you they cant call you legally.

maxpayne · Sep 4, 2011 1:06 PM

 Credit cards ghotera kharcha garepachhi tira na mitra. America ma basera future banaua khojdai  chhau...america lai nai thagna khojchhau?? timro yesto bani ra sochaile timilai kaha samma puryauchha, ekpatak aainama aafailai hera ta!!! Khurukka tira paisa....

Jangali Maanab · Sep 4, 2011 1:35 PM

ebob, that kind of feelings never developed in my mind. 'thug' ra 'chor' manasikta bhako manchey baahek aru ley testo sochna sakcha jasto malai laagdaina.  Paisa liye pachi , tirnu parcha bhanney huncha ni. Teso garenau bhaney, timlai pachi samma polcha babu. Your karma returns to you thats for sure. Aafno aama lai paap ko bhaagidaar nabanau. Tagat bhaye samma liyeko rin tirchu bhanney po sochnu parcha, tyo po ho marda ko shaan, .. tirdinna bhanney ta ali suhayena.  And, what happens if they find out:  - I've seen many americans not paying their CC bill and what happens is they live in subnormal life style   1. they can't apply for loan anywhere   2. they can't get another CC   3. they can't have bank account   4. their life will thereafter run only on cash   5. they can't buy new car, they can't easily get rental   6. their social security is blacklisted forever and then can't never retain it back for any financial ventures That means they are screwed up for their whole life.  And, if they find out it's about you, you'll be screwed even more. You don't wanna risk anything, do you? 

bittertruth · Sep 4, 2011 2:42 PM

 better be safe than sorry. khurukka tirdeu paisa, bekkar ma kina risk linchhau?

jantare1 · Sep 4, 2011 8:53 PM

हान्देउ .

Bhojpoore · Sep 4, 2011 10:14 PM

Go ahead and do that don't pay it :) You will make great example of being one of us .

TuN3R · Sep 4, 2011 10:30 PM

Thagne manchee kailehi ubo lagdaina vanchhu ma. So khurukka cc bill tirnu ma nai tirmo valo hunechha!!! Ki kaso!2!

Andikhola · Sep 5, 2011 1:35 PM

 $1000 bucks ko lagi, the last thing you'd want is collection agencies making you harassing phone calls every day. Further, when they dig deeper, they're gonna find out more and this might ultimately lead you onto more trouble.  It's not worth it. Pay it man. Like someone already said, ama lai afno kukarma ko bhagidar nabanau. 

Quagmire · Oct 2, 2011 12:22 PM

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