kina kasai le kehi sujhav nadinu bhako hola ?

Pokhrelikanchi · Aug 10, 2011 10:09 AM

'If you’re concerned about the future of the stock market or the dollar, you may be wondering if you can invest in gold with your 401K or other retirement plans. The short answer is “maybe”. If you are currently working and contributing to a 401K, you’re probably limited to a few dozen stocks and mutual funds you can purchase. You’ll need to check with your HR or Benefits department to see if there are any precious metal funds in your 401K plan. If there aren’t, you can suggest they add one. However, it’s not very likely that they will. However, once you leave your job (either for a new job or for retirement), you have the option to rollover your 401K balance into another retirement account, such as a Rollover IRA. Done properly, you won’t have to pay any taxes when you do this. What you’ll want to do is get your retirement money into a self-directed account – one where you can choose the investments. You’ll also need to make sure the brokerage you open your account with will let you purchase gold with your retirement account. Double-check all this before you start, since you only have a short time to get your retirement funds into another qualified retirement account. The brokerage you deal with should have all the paperwork you’ll need to transfer the account. This is a very common and simple procedure. If you are already buying gold, or other precious metals, from a metals dealer, check with them to see if they have someone they recommend for opening gold IRA accounts. Once you have your new retirement account opened, you’ll be able to invest in gold, silver, and platinum. Unfortunately, with the gold you purchase in your retirement accounts, you won’t be able to physically keep it yourself. It needs to be held by a precious metals fund, or an IRA custodian. However, you can select one that actually keeps allocated physical gold in storage, and not one that is only trading unallocated gold. The best options to ensure that your retirement account is holding allocated gold is to invest in a fund that has regular audits of their gold inventory, or to use a custodian who purchases allocated gold from a precious metals exchange and stores it for you. It may take a little time and effort, but if you want to invest in gold and other precious metals with the money in your retirement accounts, it can be done. Just make sure you get a qualified account custodian, do what they say, and follow all the regulations, so you don’t end up with any additional taxes due.'

Nas · Aug 10, 2011 10:18 AM

Thank you Nas for your advice

Pokhrelikanchi · Aug 10, 2011 11:04 AM