khai ta nobody has suggestions?

sr2008 · Aug 9, 2010 10:28 PM

Any girls from Nepal want to make boy friend or marriage, please reply immediately

lalit_rawal · Aug 10, 2010 5:55 AM

ask for more deduction.....hospital bill can be lowered as much as 50-40% (depending on your income and situation).... so in your case ..... talk ...like ur damm broke but ur sincere about ur credit/payment. tell them that i go to college and i can pay max 1000 or so and want to pay in installment ..... usually they accept this is very common .... it is not new case....and they will understand you

Free H1B · Aug 10, 2010 8:30 AM

thank u so much for your suggestion. ani wot abt credit report? rahanchha tyesma? kaile samma rahanchha?

sr2008 · Aug 10, 2010 10:39 AM

Also Many credit agencies might try to “help” you but be very careful before taking the bait. Do good research on the firms if you plan to go that route. Know also your rights if creditors begin to harass you (they can’t). One good idea might be to write a letter to the credit agency and the hospital both and ask for reduction of payment to whatever you can afford. This works sometimes. As for you question regarding the information staying in your credit card: 7 years.

Kiddo · Aug 10, 2010 11:48 AM

Last edited: 13-Aug-10 10:22 AM

geico · Aug 10, 2010 8:05 PM

geico and kuddo thank u so much suggestion ko lagi kuddo, maile ni tyo process garya ho tara ma apt sarna paryo ani hospital le purano address ma pathako pathai garechha, aba maile pauda ni paina ani collection agency ma pathaide chha. aba collection agency sanga kati kura garisakey mileko haina. credit report ma ni basi sakyo. last tension bhayo ni. i had maintained very good credit and working hard, kasto jhyau aailagyo. aba sarsapati garera ni garna parla jasto chha. america ma credit bigarera k garnu feri.

sr2008 · Aug 10, 2010 10:20 PM

Credit history ma 3 years samma bascha. If I were you , I would just ignore it coz  it is already reported to credit bureau.

default061 · Aug 11, 2010 4:01 AM

Default061, kalle bhanyo 3 years? I hate when people give blatantly false information, specially overriding an information given my somebody else. It stays there for 7 freaking years homeboy. "According to the FCR Act Section 605 a debt can remain on a credit report for 7 years and 180 days after the delinquency that caused the account to go bad"   Sr2008, kuddo haina Kiddo bro. The reason I emphasized on writing a letter is because rather than just talks is because it gives more formality and documentation.Corporations will treat it more seriously and it has personally worked for me. While you can still try Geico's approach, it might not yield much specially since Hospital will tell you it is already forwarded to credit agency and they can't do much and you have already asked the Credit agency for reduced fine. Becareful, sometimes Creditors can call your neighbor and your work place too so try to be proactive on this.

Kiddo · Aug 11, 2010 9:26 AM