why dont u ask the banks instead of asking us?

Jai_Nepal · Jul 16, 2010 5:14 AM

Yes. You can redeem your points to cash but you won't get much. Instead, I'd strongly recommend you to redeem the points for goods. My credit card ( BoA ) gives me 250 bucks when I redeem 25,000 points for cash. I'm not a 100 percent on your second question but Credit Card companies do close your credit accounts citing inactivity ( mainly to save themselves/you ) from the hassle of fraud. I had a Capital One Credit card that I hadn't used for almost 2 years and it got closed by the company.

Bidroh · Jul 16, 2010 10:51 AM

Thanks Bidroh!!

24_7 · Jul 16, 2010 12:26 PM

Yes, you can. I have a credit card from citi. I have been getting cash(they send check). If you have citi credit card, log on your account. On the right side, you can see the icon "  Earned dollars". If your accumulation is more than $50, you can request a check for you, either by calling them or online. If you want to do online, just click on "see details" right below your accumulated dollars. After you click it, you can see your rewards detail. If you go almost to the end of that detail ( on the same page), you can see an icon, "Request Rebate Check". Click on it and do whatever you are asked to do. After a few weeks(Maximum 2 weeks) you will be able to get your check in your mail box. Cheers!!!!!!!!!!

alpha · Jul 16, 2010 1:17 PM

thanks alpha. But in my case I do not see the icon "earned dollars" coz my account has been closed I guess.

24_7 · Jul 16, 2010 1:57 PM