has any one hv independently purchased term life and disability insurance while on TPS or on any other visas ? my company is paying both for me but once i leave the company, policy either goes ineffective or the rate skyrockets. I am planning to buy both insurance from marketplace and lock my rate while im still under 35 . छिमाबु life is so unpredictable, भोलि केहि भयो भने त बुढेसकालमा अपंगा भएर न मूजि नेपाल फर्किनु न मूजि वाल्मार्टमा cashier को काम खोज्न जानु ? #fridaythaughts