Yes there are, if you need short term loan you can use payday loan or title loan. Payday Loan Payday lenders offer short-term cash loans in exchange for a postdated check, usually dated for your next payday. The amount of the check includes the loan total and a finance charge. For example, you write a check for, say, $115 to receive a $100 loan. Given a two-week loan term, which is fairly standard, the $15 finance charge works out to an APR of nearly 400%, and this assumes you pay back the loan on time. Title Loan Title lenders offer short-term loans while holding your vehicle's title as collateral. The lender appraises the vehicle's value and offers to lend up to a certain percentage of that value, usually 25 to 50%. A typical title loan term is 30 days, with the average interest charge around 25%. This means that a standard title loan APR is 300%

s001 · May 6, 2018 7:57 AM