Buying a house

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Hello Guys, I am thinking of buying a house in dallas possibly Carrollton, Plano or Colony area. I wanted to know if anyone had good experience with any real state agent and mortgage brokers? Could you share your experience, and if there is anything that I need to be careful? About my situtation, I had taken preapproval few months ago but had to postpone it till now. Currently, I do not have much money to put it down, so am thinking of putting around 4% and use FHA or regular mortgage if qualified (mortgage broker told me that I was qualified in similar situation few months ago). I have good paying job, married (wife started job earlier this month) and decent credit score (770-800).

goddamn · Jun 10, 2017 3:27 PM · 20,608 views

8 Replies

Last edited: 24-Oct-19 04:07 PM

tesko_baje · Jun 12, 2017 8:57 AM

Do not but houses now. House market is going up . Plus, daro interest hancha aile. Wait a while, you will save a lot. Yestai trend ho bhane Housing market will definitely go down.

chinday · Jun 12, 2017 3:32 PM

@tesko_baje I am looking at both options, lately been more inclined to newly constructed house. @chinday: yes, my initial thought was same but real state in plano/ carrollton/ colony area keeps going up because of new companies coming in the area. Toyota came, now Boeing investing 3 billion in the area, its hard to see real state going down. Also, in my opinion interest will keep on going up unless there is a financial crisis again. Trump le dubauchha economy bhanera darr lagethyo but looks like its safe for now (never know when he can screw it up lol)

goddamn · Jun 12, 2017 6:52 PM

Try lennar in Euless,big community,easy access to Airport n all major highways...So for the mortgage the builder gives incentive plus closing n all which others can hardly beat...now realtor u can fine some one who takes less commission.. meaning they get 3-4%,,,find someone who takes less....I know one desi couple one is realtor n one does mortgage n they are helpful n try to earn ur business. I was referred by 2 of my friends who dealt with them when they buy their new house.... hopefully this helps...

drogba · Jun 13, 2017 6:21 AM

drogba. Could you please mention the name of that realtor i am in market too. Thanks

lekalikrishna · Jun 13, 2017 7:08 AM

Last edited: 24-Oct-19 04:08 PM

tesko_baje · Jun 13, 2017 8:58 AM

@drogba could you share the name of realtor @tesko_baje Do you have contact info for realtor? I agree with your school and Price comparison. If some is looking for realtor, I found this at eknazar.com. I have no clue about this guy but this may be something to start and compare other guys with: "Full Time Real Estate Agent - Cash Back Realtor - up to 6.5% Nov 20th 2015, Location: Plano,Texas Exclusive VIP REALTOR for Lennar Homes & Village Builders. I can give you the Best cash back available to any agent. REALTOR SAI KATURI 972-740-7492 Infinity RRE LLC New Homes Will give 2.7% or more cash back. Up to 6% cash back where possible. Existing Homes Up to 2% Cash Back. For a Free estimate of your home value, please email me, I will send you a free CMA report. (Comparative Market Analysis) "

goddamn · Jun 13, 2017 9:37 PM

Last edited: 24-Oct-19 04:08 PM

tesko_baje · Jun 14, 2017 9:13 AM

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Buying a house

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