Subsidized loan will add interest on your loan only after your graduation whereas the unsubsidized loan will add the interest from the time you take it. In both case, you will be paying after graduation. My suggestion is avoid loans as much as possible, and if you have to then go with subsidized one.

hawking666 · Dec 16, 2015 10:45 AM

Q1.Avoid loans? How do you expect to pay? Q2. Ideally what's the total # of credits for undergrad to enroll per semester? Thanks

cp21 · Dec 16, 2015 1:14 PM

Ok, so if someone takes subsidised loan then can they pay it before their graduation or not if they have money?

Slack · Dec 16, 2015 1:38 PM

पैसा भए जति खेर तेरी नि हुन्छ , but it won't bother you until you ग्रदुअते, अरु लॉन भन्दा स्तुदेंत लॉन राम्रो हो किन भने यौ स्टिल गेट अ लोत ओफ तिमे तो

Ron Kumar · Dec 16, 2015 3:35 PM

Ron kumar I didn't get the last line of yours.

Slack · Dec 16, 2015 6:16 PM

You will get extra time to pay it back was the last line. You don't need it but it will be some extra money in your bank until you graduate, so its good to have more cash...a lot better than using credit cards , plus who knows you might need more cash anytime. Also if you don't get a job later after graduation, things like deferment, forgiveness, cancellation, waived, bankruptcy ,,one or other might be helpful to you depending on ur situation. . You also will be able to deduct the amount you pay on student loan interest each year when you do your taxes. ...Good luck slack ..

Ron Kumar · Dec 17, 2015 2:33 AM

Thank you!!

Slack · Dec 18, 2015 3:13 PM