pisces, you work at tmobile customer care? what is said is exactly what i would do except if you cancel service within buyer's remorse (14 days) you HAVE to return the phone that you got for free! so there... the spoiler. the credit card thing is right. but they also need your SSN to set up an account. so act wisely or it may mess up ya credit. and as far as the phones go DO NOT buy MOTO V300. that is crap. tri-band GSM- Nokia 6800 , Samsung E715 or Sony-Ericsson T610 are pretty good but the T610 is being phased out. better suggestion is to buy phones in duty free shops in places like Dubai - they have more variety and the phones are already unlocked. mG.