There is two ways you can go about doing this; first call or go to Honda dealership for New car and tell them you are interested in getting a car if they can give you 0% APR(do not be shy). Tell them if they can do it then call you any time, wait for days or a week or so if you have to. If they say they cant, make up stories your friend got it and blah blah blah, you know what i mean. If they dont call you then move on to option #2, which is go to Suntrust online and apply for lightstream loan. If you got excellent credit, you will have the unsecured loan deposited in your personal bank account in 2 hours. Then you have cash in hand to go make a purchase on brand new SUV. You will get a better deal on a car too, since you will be paying it un full. Best of all car Title will be on your name. Mind you excellent credit (1.99%). But i dont know where you live, n i am not sure if you have Suntrust in your state. So, that is that my friend.