Posted by: gaulejetho October 28, 2016
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Hello, Sajha expert,
My offer to purchase a house has been accepted, my lender (just pick up randomly) said. He can make 3.75 % (30 yrs fixed)interest rate (locked) 20 % DP./FICO 800/House price 700K. I have deposited escrow amount and its on process, meantime I asked chase bank loan officer(where i have accounts) He said He can make less than 3.5% (30 yrs fixed) interest rate locked for 45 days in my scenario. I told my agent and he said you need to pay appraisal for both process (two times).
I don't want to bump here and there. Just would like to think and pick one. If any friends faced or knowledge of this scenario please suggest... (they made 30 days escrow plan so i need to take decision quickly).
My offer to purchase a house has been accepted, my lender (just pick up randomly) said. He can make 3.75 % (30 yrs fixed)interest rate (locked) 20 % DP./FICO 800/House price 700K. I have deposited escrow amount and its on process, meantime I asked chase bank loan officer(where i have accounts) He said He can make less than 3.5% (30 yrs fixed) interest rate locked for 45 days in my scenario. I told my agent and he said you need to pay appraisal for both process (two times).
I don't want to bump here and there. Just would like to think and pick one. If any friends faced or knowledge of this scenario please suggest... (they made 30 days escrow plan so i need to take decision quickly).