Been in the US for 7 years. Spent 5 years in school. Got a professional job and have been working since 2 years. Salary plus bonus makes 6 figure. Have 65 K in saving and 19K in 401K. No significant debt. Rent. Still, drive my 2010 Toyota Corolla (paid off). I do not compromise in food and clothes: buy fruits and vegs, all organic, and branded clothes. Eat at home mainly [and I am a decent cook :)] but eat out time to time.