Posted by: Archer June 29, 2016
How much saving you have?
Login in to Rate this Post:     0       ?        
@c864916
Totally agree. I don't max my 401k :). I'm putting down whatever my company matches and have enough saved up if i want to do a down-payment or get a Tesla. Doing dollar cost averaging; I set aside couple hundred bucks a month to invest in mutual funds, rest goes to my saving accounts. Once i get to 35, i will probably start diversifying my portfolio, buying bonds and whatnot. And i think CDs are terrible idea unless you have huge sum. I think i might have put some in REIT as well.. (can't remember)

And i totally agree that everyone should set their goal and financial status do risk measurement before investing... All they money i have invested in mutual funds, i don't care even if i lose all of them....but i would never advise anyone to go 100 percent on stocks...
:D
Read Full Discussion Thread for this article