@ dctroll - thanks for grammer/spelling correction.....Ah blame dis on da US edumacation. I like thank Jim Rohn: "Formal Education will give you a living; Self-education will make you fortune". anywho.....people can choose to take what i say as a advice or not or just an opinion. Not my call. But what i wrote is not an opinion, it is a fact what is working for me. Doesn't mean it'll work for everyone. I'm doing it. Yes true you can do 401k which i have.....and that too will tank, which it did. but nothing feels better than people paying me to live my life and funding my retirement. oh and let's not forgot you can claim the rental properties on your taxes since it's considered a business.....like property tax, tax on mortgage, maintenance, etc. Oh and yes ur mortgage (the money u owe the bank) stays the same considering it's fixed interest. Property tax and Insurance will change year to year. If you don't believe me.....just go look at ur mortgage statement!!!

@ Sajamitra That is one reason why if you do venture to doing investment property.....put each home under it's own LLC....that way you're protect and if you lose in court....they can only come after that one property.