property tax + mortgage insurance (maintenance when m.i. no longer needed)+ home insurance = my apartment rent
Even if(when) you own the house outright, you will still be paying monthly "fees/taxes", which are equal to apartment rent, to stay in your own home.

So this notion that you are throwing money in apartment is completely false. You are throwing away that money regardless. Buying a house is an added expense. It does not replace your apartment expense.