If you don't mind what type of client you have.
And about premium tell me -a 25 year girl with $2400/ month income who is totally healthy is paying $115 premium. Do you personally feel she made a right decision by enrolling in such insurance sold by Nepalese people. I have attended these insurance seminar by American people who have also encouraged me to be a agent and they will pay for licenses. I have one question for you how you guys can give high return by investing on volatile stock market. Do you think such insurance is worth for these type of income level people? Looking for honesty answer.