In that case my friend your in trouble but again there are lot of ways out. Marne gari kam garne paisa jogaera opachar garne, kita loan Lida pani bho bhaena alikati paisa Nepal bata magaoda pani bho opachar ko lagey prolly don't sound from me ma pani narsao bho opachar garna nagako given I have insurance and opachar garako free cha Canada ma :p . Best if luck.