Kasle kaslai paise diney ho? Kuro Clear bhayena hai.

Ok I am trying to understand your Business Model here.

So who is transferring money? Using what medium? Is it like Let's say Person A is in US and he will be paying Money in US dollar so that Person B can buy or get NTC phone card? Or is it real US dollar money being transferred from US to Nepal? Will the person be receiving money in terms of US dollar or equivalent Nepali Rs?

Also Can Person A use Debit card/Credit card (Visa/ Mastercard ) to send money or are other payment options like Google wallet or Paypal also supported? What intermediate payment gateway are you using?

You mentioned Person B needs to download and register app but are you supporting both Android and iOS(both iPhone and iPad??) or even better Windows Platform?

Is your Business PCI complaint? Why would anyone risk their financial identity, when they can for 10 bucks or near about use Western Union and Money Gram.

Don't want to sound cynical but you do need help in marketing department as well. Especially clarity goes long way.