If u r investing in gold no jewellery ppl see, no guarantee of quality, lots of deduction when I want to sell. Buy gold bar it comes with 99.999% purity.and quality and quantity guaranteed surround the world. In Nepal banks sell them and in us do google. There is even ehow on it. Forbes has article on it.. with 40k I can buy almost 35 ounces of gold bar. But where will I keep it?