Thank you for correcting me, Ho you are right, it is per annum, I probably was absent minded when I was typing the post above. But don't you agree that- ABA bhanum ma sanga 40 lakh chha rey, For Example, 5% interest rate ma nai Mero Monthly Rupees 16000 aauchha.

Okay I understand business is a far better idea if I want to make it big, and on the flip side it is risky. Tara If I choose a safer alternative do you think it is a bad idea?

Also thanks for replying KhotoKarma- Why don't you spill some business idea- I might try it if I like the idea.