Sathi ho, so I have this MUTF: OGIAX which is doing ok.  Just as a start, I was suggested OGIAX for a longer term haul. I had brought that in October at $14.90 but the sales charge or commission was high. The front-end load was 4.5% and it only recuperated my cost just last week. So the question is, am I better off keeping it or selling it now at a better price. Morning Star rating is only 2 Stars on this fund. My Vanguard (through 401K) did much better than this. I am torn between keeping it or rolling it over to Vanguard.