Where you guys are putting money to get 14% interest, people are dying to get 10% steady return here. We can fund manager if we can generate that return. Are those saving a/c or CD insured in any way in Nepal, or it is just one of those shady financial company , which you will never know when owners will flee away? Don't banks need to make 30% return to give 14 % percent on deposits. I never understand Nepals economics and finance. Definitely napal has lot liquidity but 14% of interest , I just don't see how they are sustained. Even 6 % seems too high to me for plain saving account.