dunno much about it , but beginning 2014, not having health insurance is going to be a federal offence just as with your auto insurance. That's what I heard.  What does this basically mean is everyone will get health insurance at affordable cost and no one is left out. Those with higher income will see  increase in  their premiums and they're the one mostly worried about at the moment. Folks under poverty line/low income would probably have to shell out some money for their insurance but compared to others who had been paying their insurance already, it's minimal. Meaning, those under the poverty line may even get subsidies and health care plan at the same time. Rich folks are crying/yelling/screaming as they are assuming their premiums are being wasted on subsidies for poor/homeless people.  Eitherway, Insurance companies are at benefit as they're going to make huge sum of money. 

Do calculate your insurance following the link below, just go down the bottom , there is a premium calculator. 

http://www.npr.org/blogs/health/2013/09/26/226456791/how-much-will-obamacare-cost-me-try-our-calculator