3%?. Do not some banks give 10% for FD that one can take out every month?. I plan to put at least a crore this way and live off the interest.

If you see the real estate websites like hamrobazar (sajha does not let me put links for this website, says its a foul word..lolz). you will see crore ones are mostly unsold for yonks and they keep reposting. If people were actually buying, it just takes a month to sell. 

I saw one property in hamrobazar which is in Thankot....1 ropani with house...it is a big house. It has not sold for 1.2 crore for many months now.