Well compare the rates, sometimes Wal-Mart has the best option, but someone needs to be at the receiving end, and does not go into a bank directly. Muncha has average rates, but it goes through Hyderabad and your account number gets passed around.... I did not want my acc numbers to float...

Also, if thee are any indian transfer agencies that don’t require a back account around you, see what rates they offer. I have found them to have better rates of all. Something like prabhu money transfer.