I think we need some clarification on this issue.

1} This thread has diverted a lot from issues originally raised. This is not a corruption, in which state(Government actors ) is directly involved. However, there seems to be some involvement of Nepal rastra Bank Officials.

2) Any Public Banks are financial institution are only responsible to shareholders and general public. But in this case promoters of Capital merchant has misused their authorities in sanctioning the massive loans. Pawan Karki is primary instigators of this crime. He has diverted ordinary depositors money for his personal gain by creating and sanctioning fake Loan projects.

3} Nepal Rastra Bank was also in some way involved in this, but Public companies appoint their own auditors, hence no involvement of Auditor General here.

4)This is different from public sector corruption, becuse depositors money was directly diverted for personal gain. Therefore this is more serious because it is daylight robbery. In most cases corruption though harm general public and nation, there are no direct victims.

4) In Nepal we can not demarcate corruption in the basis of ethnicity or castes.. We can point out corrupt people from every ethnicity, wheter they Are brahman, chhetri, Madhesi, newars,Tharus, Gurung, Rai, Limbu, sherpa and so on.

5) So while contributing to Sajha, it is better not to expose our mediocrity. I hope we do not vent our frustration here. Better be positive.