Posted by: gotexasgo November 21, 2011
Why we tend to overburden ourselves for education instead of taking student loan from Nepal like Indians?
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Thanks for bringing up this topic.

I always had this question when i was back in school.  And i still have it here at work. I've had enough Indian frens and of course Nepalese too. this question always trobules me when i meet uncountable number of Indians & chinese at work. Definitely they they are smart but it does not mean that they all are better than us. Of course they planned better than most of we Nepalese coming to US.

Most of the frens here already have pointed out ample reasons for the question in hand. One big reason is "OBJECTIVE' of  coming ot the US.
What i have seen and understood, we are not wholly motivated by education or Job to come here. Leaving Nepal has also been one big motivation for most of the students. So your priority for finances goes down the list.

Another is the lack of information about how taking Loan could help you eventually. Proven stories etc .... I can assure you that most Nepales students who come here are smart and would land up in better schools than they are in now and would have better jobs if they were financially strong. If i go to a better school, get good scores in my test and work hard in school, i can find the best job in this country:this should be the understanding. That is what the indians have understood well. But one point we should not overlook is that Indians also have their country to fall back on in the worst case. I have indian frens who went  back to india when recession hit us and  could find well paying jobs easily....that is something we can't enjoy.

We need to spread words to our frens and family that education in the US needs to be paid for to reap its benefits..We should encourage people to take loans complete their studies. But again as someone pointed out , we tend to take the easiest way out. But a new trend needs to start forbetter things to happen. I think things have been much better than what it used to be five years back i would think. Another interesting statistics is that we are amongst the top countries to be issued F1 visas.

I feel so outnumbered in my office by indian and chinese. We should have a good ratio of Nepalese working in big companies in hte US. That only can happen if we put Education at the topmost priority when we are in school.

Sorry for drifting away at places from the main topic.

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