Talking about the indians, it's the government. Government provides lot of opportunity for the student going abroad and getting the education. They have the state scholarship and state loan. They come with the scholarship not the one that university gives but the one their state provides them and pays for their college. And the loan you talking about, the loan is also provided by the state. They have the loan on their own head, not on their parents or families member head. The state allow the opportunity to study and the only things they need to do is comeback to india and work their for a certain period of time. This way they are giving the education to their citizen and they are able make their youth comeback to their own country and work. Unlike Nepal where their no scholarship except mbbs and few embassies scholarship. I have never heard of any nepalease student getting lone from the government or even the bank. If we ask for the loan from the bank, the loan gonna be on our parents name and no one of us want that. If government provides me a loan tomorrow, i mean on my name without any deposit of blue books of the land that my parents own.. i would leave my job and go to a good university not a cheap one ( where i am going this fall). 

Last edited: 20-Nov-11 11:57 AM