Except few fellow nepalese yes we are poor at paying our expeneses over here(tutiton+monthly expenses). Its impossible for us(most of us) to take a loan which will cover all of our expenses for 

full four years or two years(graduate studies).

 

The reason we can't take so much loan lies in the fact that most of us are from a middle class family, who don't have that much property to get a loan that support us for such a long time

period. Also, the job our parents hold( I am not complaining. Don't take me wrong, actually i am proud of my parents for giving me so much in my life)

is just good enough to pay their house hold expenses with minimal savings. 

 

Even if we would have so much property we wouldn't take that much risk(at least i will not) because we think about the uncertaintity that comes in future. 

"what if i couldn't able to land a good job?", "What if i couldn't able to pay the loan, my parents will end up loosing the property?", these are the questions one will ask 

himself/herself until the loan is fully paid off.

 

What about the scholarship?

 

We always have an acces to a magical tool so called "scholarship", but unfortunetly most of us who are in nepal misses that oppourtunity. Rather than focusing on the long-term we tend to focus

on short-term, and in fact none of us want to think about the life we would have before coming here. we FOCUS on getting a "VISA"(and do whatever it takes too get one)and stronlgy take it as a 

shavel to dig a gold mine without knowing too much about life over here.

 

Our sorrounding environment influences us the most. Even if someone wants to do soemthing in the way you described, the sorrounding environment won't let him do it. He sees all of 

nepalese people(his classmates, roommates, brothers, sisters) making money except him and asks himself "hey what the h*ll i am doing here instead of making money". And thats the end of the story

right there.

 

Its not the mentality its our बाध्यता  for us not to ask more money from parents after landing here because they already put almost everything in the line they have. Most of us just own one house and 

a little bit land (avg. nepaeles) which would have been set in the bank as a collateral. The issue is not about "asking money", its about how is it possible for our parents to send more moeny. They

won't be because they already invest everthing they had. So it would be unfair to ask for the money.

 

 

Will continue tomorrow.