@Incandescent: Thanks buddy for your honest comment. As soon as i post this thread, i thought that it was a bad day to post such a rhetoric thread since it's friday and people are busy commenting on sexist threads LoL.

Now coming back to your points, I do agree with most of your opinions except few of them.

1. Most 80% hail from middle class family who can't afford study abroad program but have the desire to. Parents can only afford 1 semester of fee (that too is taken as a loan).

Yes since most of us from middle class come to US paying lakhs of rupees just for documents, why can't we spend little bit more money for our education. Let's do the math. In average

1 semester =$5000(average) * 70 = Rs 3 lakh 50,000 = Rs 7  lakhs per year
4 years= 8 semesters = Rs 28 lakhs for 4 year degree

Don't you think the middle class family can afford 28 lakhs of loan from bank and pay interest every year? I have seen lot of middle class family spending more than 2 lakhs per year just for high school education.

I know many people who are willing to spend 1 crore for doctorate degree so why can't they spend 30 lakhs for US accredited degree?

To give you another example, one of my friend's parents spent just 20 crore for his son's marriage. If he doesn't hesistate to spend 20 lakhs for his marriage then why can't he spend 30 lakhs in education?


2. I would say there isn't an environment for Nepalese students to get loans. To get loans banks will ask for security asset which is highly devalued.

Again, i don't agree with you on this one as well. People in Nepal takes crore loans to build thier house or for their business but why they can't they put their property or house on loan for their son's/daughter's education.


Anyway, incasdecent bro, thanks for your honest comment and feedback.

All sajhaites are encouraged to answer the above question.

Peace

Sirus_Me