Do you have your own private bedroom? Do you cook food everyday and eat at least two meals at home? If yes, $400 a month is pretty reasonable. Don't you have a gym and swimming pool in your apartment? Or r u living in a house?

However, if you choose to stay with a room-mate, who is understanding and responsible in a one or two bedroom apartment, you may be able to knock that amount down to $300-$350 and also have some privacy.